When your investment sells, you (the seller) will be charged an admin fee which will be 1.5% of the sale value. There are no fees for buyers.
Don't invest unless you're prepared to lose all the money you invest. This is a high-risk investment and you are unlikely to be protected if something goes wrong. Take 2 mins to learn more.
Don't invest unless you're prepared to lose all the money you invest. This is a high-risk investment and you are unlikely to be protected if something goes wrong. Take 2 mins to learn more.
What is the bulletin board?
Our Bulletin Board gives CapitalRise investors more choice. We know that life isn’t always predictable and sometimes you may no longer want to hold an investment until the end of its term, so our investors can choose to sell their investment to another CapitalRise member and get their money back before the end of the term. Posting an investment on the Bulletin Board does not guarantee a sale.
How does it work?
- You request the sale Log into your account and let us know you'd like to sell an investment by clicking 'Put my investment up for sale'
- We list your investment Your investment will be posted on the Bulletin Board straight away and other CapitalRise members will then be able to view the details and decide whether they'd like to buy it
- A buyer shows interest If another CapitalRise member decides they'd like to buy your investment, we'll connect the seller and potential buyer via email
- We complete the transfer If you're happy to proceed, we'll send you your money and transfer your investment
Great, I’m ready to get involved!
You’ll need to be logged in to sell or buy an investment
Bulletin board
I’m not a CapitalRise member yet
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FAQS
Are there any fees to use the Bulletin Board?
How long will my investment be listed for?
Your investment will be listed for 30 days on the bulletin board, but you can change your mind at any point during that time about selling it. If you have not yet been connected with a potential buyer, find the investment on the "Your Investments" section of your dashboard and under the "Selling your Investment" section, click "Remove from Bulletin Board". If you have already been connected with a potential buyer, reply to the email you were sent or contact our customer services team to remove your listing. If you have an investment that is paying interest quarterly the investment will be posted for 30 days or up until the next interest repayment, whichever is sooner.
Why do I need to consent to my email being shared to use the bulletin board?
Due to FCA regulations regarding the use of bulletin boards, transactions between CapitalRise members must be agreed outside of the CapitalRise platform. We support this by connecting sellers with potential buyers over email once a buyer has registered their interest in an investment. In order to be able to do this, the seller and potential buyers of an investment both need to consent to their email addresses being shared in order to be able to post a listing or make an offer on a listing.
What happens when someone registers an interest in my investment?
A potential buyer can register interest in your investment by viewing your posting on the bulletin board, reading the information on the Term Sheet and clicking the button to "Offer to buy using my ISA/Standard account". At this point, the seller, potential buyer and CapitalRise Customer Services team will receive an email, connecting the buyer and the seller and confirming the details of the investment. You must reply all to confirm if you want to proceed with the sale. If you have changed your mind after being connected with a potential buyer, just let us know, and we can remove the investment from the bulletin board.
I've agreed to a transaction – what happens next?
When both the seller and buyer have agreed to a purchase, the buyer must fund their CapitalRise account with the required funds. The buyer's account needs to be funded within 3 working days of the buyer and seller being connected over email in order for the transaction to be able to proceed. Once we have confirmed that the funds are available in the buyer's CapitalRise account, we'll settle the transaction, transferring funds to the seller's CapitalRise account, and transferring the ownership of the investment to the buyer. It will then appear in the buyer's account under the 'Investments' tab.
Can I post my investment for sale at any time?
You can post an investment on the Bulletin Board at any point up until one month before the earliest estimated end date specified on the initial deal page for any investment opportunity. The last date of posting can be changed by CapitalRise at its discretion and could be brought forward, for instance if an underlying loan redeems earlier than initially estimated, or removed entirely, for instance if a loan your investment is within is late in repaying or is in default.